Tomorrow, Today.
Capital that fits your business,
not the other way around.
Epiphany.Funding matches you with the best-fit financing from our lending network: lowest-cost options first, with repayment you can actually handle.
Apply NowCheck Your OptionsHow it works
Three steps. No runaround.
Tell us about your business
Revenue, time in business, credit profile and what you need the capital for. Takes a few minutes.
We match you, cheapest first
We start with the lowest-cost options you qualify for, like SBA, bank lines and 0% cards, before anything pricier.
A plan you can repay
We structure the amount, term and payment schedule around your cash flow so repayment doesn't hurt.
Funding options
From $10K to $10M+ across six product types.
SBA Loans
Up to $5M with terms up to 25 years.
Lines of Credit & 0% Cards
Revolving access to capital, with 0% intro APR options for qualified borrowers.
Term & Working Capital
Lump-sum capital up to $10M, with fast-funding options available.
Apply through our Lexington partner links
Two ways in. Both go to Lexington Capital Holdings, our lending partner.
Lexington partner page
Overview page with a button to start the application. Good if you want to look first.
Open partner pageBusiness funding application
Goes straight to Lexington's secure application form (business details, amount requested, e-signature). Any documents are uploaded only there, never to us.
Apply directlyIndependent referral partner of Lexington Capital Holdings, not a lender. Subject to lender approval.